You could rent out the apartment downstairs and help pay for the mortgage, then when the kids are older they can move in!! (Just a thought). A great family home with 3 bedrooms upstairs, polished floors, bathroom and kitchen are respectable and then downstairs you have a completely separate, fully self contained 1 bedroom apartment that is an excellent size (check the photos) and it also have its very own courtyard. You can now view Lyn Rowe’s “Have-a-Chat” on www.lynrowe.com