If your a first homebuyer you maybe entitled the state government $15,000 new home Grant !!!

PLUS… Buy off the Plan and save $$$ on stamp duty !

NOTE INVESTORS !!! This home could cost you as little as $29 per week* or less !!! see more details further down this page. (Robert Kent – Mortgage Broker – 0400 600 201)

- Due for completion April 2011
- Sensational 1st home or investment

Landmark Location !!! with views to the Adelaide Hills…..

DOWNSTAIRS
– Lounge / Kitchen / Dining
– Kitchen with stainless steel appliances
– Laundry with separate WC

UPSTAIRS
– 3 Bedrooms all with built in robes
– Bathroom and 2nd WC

FEATURES INCLUDE:
– Ducted reverse cycle air conditioning
– Instant gas Hot Water System
– Security System and downlights

PRICE GUIDE:
Residence 1,2,5,6
– $360,000 to $370,000

Residence 3 and 4
– $370,000 to $380,000

located at the end of Allen Street, a lovely cul-de-sac, surrounded by soaring palm trees plus those beautiful views to the hills, you we feel as though you are living in a resort….. and yes a Resort style life in Adelaide !

For more details on these properties call:
ROXANE MALLARD on 0417 490 990 or
email: roxane.mallard@raywhite.com

HOW MUCH WILL IT COST ???*

LoanMarket home finance brokers
Real loans from people who know real estate.
It’s in your best interest

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Property Stamp Duty
Mortgage Registration . . . . . $120.00
Transfer fee . . . . . . . . . . .. $2360.00
Stamp Duty . . . . . . . . . . . . $14580.00
Other(conveyancer, rates etc) . $3000.00

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Based on 6.71%pa over a 30yr term
Mortgage Repayments Owner Occupier
. . . . . . . . . . Principal and Interest
5% deposit . . . . . . . . .$517
10% deposit . . . . . . . . $489
20% deposit . . . . . . . . $435
50% deposit . . . . . . . . $272

—————————————————-
Investor (interest only)
Estimated rent of $320 pw / Depreciation $75 pw (approx)

. . . . . Interest only . . . . . . .Weekly cost after rent
. . . . . . . . . . . . . . . . . . . . .and Depreciation

5% deposit . . . $448 . . . . . . . . . . . .$53
10% deposit . . $424 . . . . . . . . . . . .$29
20% deposit . . $377 . . . . . . . . . . . .$18 positive
50% deposit . . $235 . . . . . . . . . . . $160 positive

———————————————————-
For more information on home finance, pre-approval or home loan that is in your best interest, talk to:

ROBERT KENT – Mortgage Broker on 0400 600 201 or
email: robert.kent@loanmarket.com.au

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*All figures calculated on Purchase price of 365k. Sustainability Report available on request.

Disclaimer: The 6.71% p.a. interest rate indicated is an ongoing discounted variable rate. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. All repayments calculated on a 5% and 10% deposit include Lenders Mortgage Insurance capitalised into the total loan amount. Different repayment amounts will apply if Lenders Mortgage Insurance is paid separately. Stamp duty and Lenders Mortgage Insurance costs are included as a guide only and should not be relied upon without seeking further advice. All stamp duty, interest rate, comparison rate, repayments and Lenders Mortgage Insurance calculations were determined as at 30/06/10 and are subject to variation. This estimate of rental income has been given in good faith based and is based on an assessment of the current rental value of the property indicated at the time of publication 30/06/10 Ray White is unable to accept any liability or responsibility whatsoever for any error or omission or any loss or damage of any kind sustained by any person or entity arising from the use of this information. Ray White recommends interested parties should independently satisfy themselves as to the accuracy and correctness of the information found within this document. Loan Market recommends investors seek advice from a certified accountant and/or financial planner with respect to their specific investment situation and taxation position.